Fraud-Proof Security

A Virtual Fortress

A rigorous authentication policy and unique file-mapping process make Paymode-X the safest settlement network available.

Your Company’s Payments are Always Protected

Not only is Paymode-X easy to use and a cost-saver, it is the most fraud-proof electronic payment solution on the market. 

Multi-Step Authentication, Done for You

  • New Paymode-X enrollments are fully authenticated—all membership account data captured during the online enrollment process is completely validated for accuracy before vendors can receive payments.
  • For payments to be processed, payment files initiated by Paymode-X clients must be sent in their own unique format and translated by customized parsers at Bottomline.


The Security Never Ends

  • Sensitive membership account information is re-authenticated by Paymode-X every time a change is made.
  • As added security against fraudulent activity, Paymode-X sends notifications to the account administrator whenever membership account information is changed.


Additional security features include digital signatures with 2048-bit encryption, access controls and user-specified transaction limits.

Is Paymode-X right for your organization?